Do you own one of the fabulous restaurants in California? If you do, and you’re looking for restaurant insurance, ExcelSure Insurance is the agency to see. It’s one of our specialty areas - and if you wanted a special Chinese meal, you wouldn’t ask an Italian restaurant to make it for you, would you?
Restaurant Insurance covers 5 main areas because a restaurant business has unique risks. There are policies designed to protect the business owner, employees, premises, contents and fittings, and stock and cash.
In most restaurants there are a lot of customers and this means lots of contact with the public. People are legally aware these days so the likelihood of being sued has increased as well.
Public liability insurance covers you if a customer is injured on your business premises or becomes ill after eating at your establishment and alleges it is your fault.
You also need insurance to protect your employees if they are injured in the course of performing their job. You are legally responsible for your employees’ health and safety so insurance is essential. So is a safe work environment.
After a fire it is expensive to rebuild and replace stock, cash, fittings and other contents. Other insurance policy options include insuring your stock and any cash in case of fire. You may also want to consider insuring contents and fittings as these are not covered in standard Building Insurance.
A Restaurant Insurance package will keep your California restaurant covered.
Dear admin,
ReplyDeleteBuilding permits range from electrical, plumbing, gas, well, septic, fireplace installation, finishing a basement and the list goes on. While building permits can be a major pain for both contractors and homeowners, they are meant to actually protect the general public against shoddy construction and inadequate materials that aren't up to code.
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