Working with air, heating, and ventilation systems is a complicated and involved job, and contractors and specialists looking to take out HVAC insurance in California should ensure that their policy offers adequate coverage for personnel, property, and equipment.
When signing up for HVAC insurance, contractors should take into account the following:
l Whether the carrier provides coverage for residential or commercial contractors, or both;
l The specific terms, costs, and extent of the policy;
l Whether the policy extends to mistakes due to error, legal costs, and personnel-related costs;
l The reputation and financial backing of the insurance carrier;
By its very nature, HVAC contracting can be a complex undertaking, covering different areas of specialisation, and therefore having vulnerabilities when it comes to liability. It's essential that HVAC contractors work with a reputable, experienced company to ensure that all possibilities and circumstances, both current and future, are covered by a suitable insurance policy.
Of course, HVAC contractors based in California or looking to undertake work in California might prefer to contact the HVAC Insurance experts at ExcelSure – our experience and expertise in the area allows us to arrange a tailored and effective insurance policy to suit the needs of any HVAC enterprise in California.
