Restaurant and Bar Insurance

Every restaurant is unique. Therefore, the insurance program protecting each establishment should be unique, too.

Renters Insurance that protects valuables

People who rent typically have more valuable items that need coverage than they think. Have you taken an inventory recently?

Homeowners Insurance Coverage

Many California homeowners find themselves being dropped from their homeowner’s insurance carriers or their coverage rates are skyrocketing.

Insuring California’s Drivers

Accidents happen. Even the safest drivers can get into trouble on the unpredictable California roads.

Business Insurance Experts

Business is unpredictable. Buying California business insurance shouldn’t be.

Saturday, March 23, 2013

Auto Insurance Costa Mesa

Looking for cheaper auto insurance in CostaMesa?  We’re a California licensed agency so we can assist you by shopping around for you to find affordable premiums that offer the level of coverage you need.

When looking for more cost effective auto insurance it pays to know what factors can affect your premium. Here are a few things that can reduce the cost of your insurance:

§  A vehicle type and model with a good safety record will cost less to insure.

§  A higher deductible amount results in a lower premium. The deductible is the amount that you would be required to pay towards before your insurer contributed.

§  Safety features and an anti theft device on a vehicle make it a lower risk to insure, and that can mean a lower premium.

§  The number of miles the vehicle travels each year. It stands to reason that the more often a vehicle is on the road, the greater the chances of being involved in an accident. People who utilize pubic transport and use their vehicles only occasionally are likely to save money on auto insurance as well as gas!

There are even more ways drivers can save money on comprehensive auto insurance. Speak to us to see how we can lower your premiums, or ask for an estimate online.

Sunday, March 3, 2013

Contractor Insurance Policies

We specialize in assisting a variety of contractors in Costa Mesa with their insurance needs. Can we help you too? As a licensed insurance agency in the State of California we assist the hard workers of Costa Mesa to obtain affordable contractors liability insurance every day.

Operating as a contractor has its upside. You have a little more freedom and flexibility than the average employee. The downside is that you are really running your own small business and you get all the responsibilities, paperwork and bills to go with it! The responsibility to manage your own insurance matters is part of the downside. Most contractors are busy attending to the work they know best – whether it’s painting, plumbing, electrical work, installing appliances, delivering items or even working as a private investigator. The last thing you want to do when you get home is paperwork.

Now, we wouldn’t attempt to wire up our own homes or follow our own spouses around - okay, maybe we would do that – but sometimes it can pay to let an expert help you with your insurance. We understand the types of insurance contractors need and we know where to look for the most affordable premiums.

If you’ve got better things to do than paperwork and you’d like us to handle your contractors insurance matters for you, speak to us today.