Restaurant and Bar Insurance

Every restaurant is unique. Therefore, the insurance program protecting each establishment should be unique, too.

Renters Insurance that protects valuables

People who rent typically have more valuable items that need coverage than they think. Have you taken an inventory recently?

Homeowners Insurance Coverage

Many California homeowners find themselves being dropped from their homeowner’s insurance carriers or their coverage rates are skyrocketing.

Insuring California’s Drivers

Accidents happen. Even the safest drivers can get into trouble on the unpredictable California roads.

Business Insurance Experts

Business is unpredictable. Buying California business insurance shouldn’t be.

Friday, May 25, 2012

Costa Mesa Auto Insurance Coverage

Do you have sufficient autoinsurance coverage for life in Costa Mesa?
Each year many drivers cause of get into an accident because of our friends in nature. You may not have yet had this happen, but how many times have you driven down a road and had to swerve to avoid a squirrel or maybe someone’s lost family pet. If you have been driving for any length of time, the answer is probably many times. Costa Mesa and Orange Country overall are still growing and that means that the wild animal habitat is decreasing – we are impinging on their space and they have to look further afield for food and shelter.
The best course of action would be to avoid collision a collision in the first place - be more vigilant when driving between dusk and midnight and in the early morning hours when they are more active. Keep your speed at least within the speed limit to give yourself a chance of being able to stop should an animal cross your path. Make sure you know your surroundings. It may sound strange to say but don’t swerve into oncoming traffic be prepared to pull off onto the side of the road if you can. If you are in a less populated area, keep your headlights on high beam to give you a larger field of vision especially when driving on unfamiliar roads (but please remember to dim them if a car is approaching from the opposite direction).
If you are unlucky enough to be involved in a collision, you must have a comprehensive auto insurance coverage for your car and yourself and/or passengers to be covered. The Staff at Excelsure Insurance would be happy to discuss not only your auto insurance needs but all of your insurance requirements – call us today.

Wednesday, May 2, 2012

California Business Insurance

Do you need some advice about Business Insurance in California?
We have the desire and experience to design, implement and manage your personal insurance program. A dedicated and experienced account manager will deliver a high quality and professional service based on the concept of "planned protection". ExcelSure Insurance knows what the local needs are for California business insurance because we are a local business.
Starting out in business is a huge commitment. Having decided to start your own business, you carefully went through the planning and finance stages, you found the perfect location and finally opened your doors to the public. You were taking risks from day 1, but as you grow you can afford to lessen those risks and we would like to advise you on the insurances available to your business.
Some insurances such as workers compensation you must have if you employ at least one person who can be injured at work or develop an illness related to the workplace that you operate. Depending on the business you are in, we can advise you on business insurance you should have and those you may be able to put off a little longer with full knowledge of the possible risks and costs involved. There are many types of insurance and not all of them will apply to your business. We will explain covers that will protect your business. You’ve come a long way. We don’t want you to lose the business that you’ve worked so hard to build.
Call us today for a free risk appraisal and quote